Nadila Aprilia Ramawati, Sinta Rizkiana, Roikhan Roikhan, Siti Nur Aisyah, and Nisa Nuur Hidayah. “Implications of E-Commerce and Fintech on Changes in Consumption Patterns in Generation Z Consumers Case Study: Shopee and Brimo Application Users in Bojonegoro Regency”. Proceeding of the International Conference on Economics, Accounting, and Taxation 1, no. 1 (June 30, 2024): 175–187. Accessed January 19, 2025. https://prosiding.areai.or.id/index.php/ICEAT/article/view/74.