Nadila Aprilia Ramawati (2024) “Implications of E-Commerce and Fintech on Changes in Consumption Patterns in Generation Z Consumers Case Study: Shopee and Brimo Application Users in Bojonegoro Regency”, Proceeding of the International Conference on Economics, Accounting, and Taxation, 1(1), pp. 175–187. Available at: https://prosiding.areai.or.id/index.php/ICEAT/article/view/74 (Accessed: 19 January 2025).