Analysis of The Level of Financial Literacy of STIE Ganesha Students and Its Implications for Work Readiness
Keywords:
Financial Literacy, Work Readiness, Higher Education, STIE Ganesha, StudentsAbstract
This study analyses the level of financial literacy of STIE Ganesha students and its impact on their readiness to face the world of work. Financial literacy encompasses the basic knowledge and skills of managing personal finances, which are essential for financial decision-making in a professional environment. Using a quantitative survey of 10 Management and Accounting students, the results show that most students have an adequate understanding of basic financial literacy, but their applicative skills in the work context still need to be improved. This study recommends strengthening the curriculum with a practical approach so that students are better prepared to face financial challenges in the world of work.
Downloads
References
Agustina, I., & Kurniawati, D. T. (2024). Knowledge Management in The Digital Era in Higher Education Institutions. International Journal of Business Innovation, Economics and Social Science, 1(1), Article 1. https://doi.org/10.11594/ijbiess.v11p60-63
Candra, H., Fadli, A., Saefullah, A., Pardian, R., Ramayanti, P. N., Saputri, H., Sutariyono, S., Asmana, Y., & Kusnaedi, U. (2024). Pelatihan pemutakhiran akun Sinta dan akun Bima bagi dosen tetap STIE Ganesha, Jakarta. SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan, 8(2), 1247–1256. https://doi.org/10.31764/jpmb.v8i2.22858
Gaffar, I., Agustina, I., Tohiroh, & Wicaksono, A. (2024). The Operational Risk Management and Supplier Service Recovery in Improving Customer Satisfaction. Ilomata International Journal of Management, 5(2), 569–586. https://doi.org/10.61194/ijjm.v5i2.1151
Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi Dan Hukum, 4(2), 23–35. https://doi.org/10.30601/humaniora.v4i2.1196
Hidayatullah, S., Saefullah, A., Kohar, A., & Syahreza, A. (2024). Pengenalan Investasi Pasar Modal Bagi Kalangan Mahasiswa dan Pelajar Melalui Seminar Edukasi. I-Com: Indonesian Community Journal, 4(1), 298–310. https://doi.org/10.33379/icom.v4i1.4026
Kenale Sada, Y. M. V. (2022). Pengaruh Literasi Keuangan, Gaya Hidup dan Lingkungan Sosial Terhadap Perilaku Keuangan Mahasiswa. Jurnal Literasi Akuntansi, 2(2), 86–99. https://doi.org/10.55587/jla.v2i2.35
Kusumawardhany, S. S., Yunita Kurnia Shanti, Khoirunnisa Azzahra, Baiq Fitri Arianti, & Anggun Putri Romadhina. (2021). Penerapan Literasi Keuangan Dalam Memahami Financial Technology. SULUH: Jurnal Abdimas, 2(2), 151–160. https://doi.org/10.35814/suluh.v2i2.1544
Margaretha, F., & Pambudhi, R. A. (2015). TINGKAT LITERASI KEUANGAN PADA MAHASISWA S-1 FAKULTAS EKONOMI. Jurnal Manajemen Dan Kewirausahaan (Journal of Management and Entrepreneurship), 17(1). https://doi.org/10.9744/jmk.17.1.76-85
Napitupulu, J. H., Ellyawati, N., & Astuti, R. F. (2021). Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa Kota Samarinda. Jurnal Pendidikan Ekonomi (JUPE), 9(3), 138–144. https://doi.org/10.26740/jupe.v9n3.p138-144
Nirmala, N., Muntahanah, S., & Achadi, A. (2022). PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA FEB UNIVERSITAS WIJAYAKUSUMA PURWOKERTO. Monex Journal Research Accounting Politeknik Tegal, 11(01), 1–9. https://doi.org/10.30591/monex.v11i01.2439
Nurhakim, R., Saefullah, A., Fahri, F., Arza, Z., Firdaus, A., M. Arief Noor, Tjiwidjaja, H., & Hidayatullah, S. (2024). Sosialisasi Santunan Penjaminan PT. Jasa Raharja Akibat Kecelakaan Lalu Lintas. Journal of Community Research & Engagement, 1(1), Article 1. https://doi.org/10.60023/80wvva94
Rapih, S. (2016). PENDIDIKAN LITERASI KEUANGAN PADA ANAK: Mengapa dan Bagaimana? Scholaria : Jurnal Pendidikan Dan Kebudayaan, 6(2), 14. https://doi.org/10.24246/j.scholaria.2016.v6.i2.p14-28
Rita, R., Saputri, H., & Mira, M. (2025). Green Accounting :“DAMPAK TRANSFORMASI ENERGI HIJAU DALAM PENGELOLAAN LINGKUNGAN YANG BERKELANJUTAN". Jurnal Ekualisasi, 6(1), Article 1. https://doi.org/10.60023/bmvsbr61
Rohmanto, F., & Susanti, A. (2021). PENGARUH LITERASI KEUANGAN, LIFESTYLE HEDONIS, DAN SIKAP KEUANGAN PRIBADI TERHADAP PERILAKU KEUANGAN MAHASISWA. ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN), 8(1), 40–48. https://doi.org/10.36987/ecobi.v8i1.2057
Santoso, A., Saefullah, A., Sattar, S., Hartoto, W. E., & Wahdi, N. (2024). ANALISIS MANAJEMEN WAKAF PRODUKTIF DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI LOMBOK TIMUR. BBM (Buletin Bisnis & Manajemen), 10(2), Article 2. https://doi.org/10.47686/bbm.v10i2.706
Sianipar, H. A., Gultom, B. T., & Simamora, B. A. (2022). Pengaruh Literasi Keuangan dan Lingkungan Keluarga Terhadap Perilaku Keuangan Mahasiswa. Edu Cendikia: Jurnal Ilmiah Kependidikan, 2(02), 458–463. https://doi.org/10.47709/educendikia.v2i02.1729
Siregar, D. K., & Anggraeni, D. R. (2022). PENGARUH LITERASI KEUANGAN DAN PERILAKU KEUANGAN TERHADAP KEPUTUSAN INVESTASI MAHASISWA. Bussman Journal : Indonesian Journal of Business and Management, 2(1), 96–112. https://doi.org/10.53363/buss.v2i1.39
Tafsiruddin, M., Saefullah, A., Noor, M. A., Syafran, S., & Nurhakim, R. (2024). Consumer perceptions of product and service quality; a case study of AS Photography’s management information system. Jurnal Mantik, 8(1), Article 1. https://doi.org/10.35335/mantik.v8i1.5000
Yushita, A. N. (2017). PENTINGNYA LITERASI KEUANGAN BAGI PENGELOLAAN KEUANGAN PRIBADI. Nominal, Barometer Riset Akuntansi Dan Manajemen, 6(1). https://doi.org/10.21831/nominal.v6i1.14330
